They can%26#039;t garnish your wages in Alabama, either. All they can do is report it to the credit bureaus.
What can be done legally to collect a debt on a unsucured credit card%26#039;?
they can proceed with a civil lawsuit...if they win and u still refuse to pay they can....garnish your wages (depending upon the state..not in TEXAS), they can obtain an abstract of judgement, they can file a route of execution or the most toughest one....seize your checking account...but that last one is tough to do and is mandatory to have an attorney to accomplish....
What can be done legally to collect a debt on a unsucured credit card%26#039;?
After harassing you doe%26#039;s not work, they can take you to court and get a judgment. After that they can garnish your wages (if your State allows it), attach your bank account and file liens on any property you may own like vehicles, land, boats and homes.
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