Can banks take money fromeveryday account for part payment of cancelled credit card?

anz has taken $550 out of hubbys account leaving $21 of his wage and they have paid it onto his credit card which was over the limit and has been cancelled 4 months ago....the accounts aren%26#039;t linked, they sent no notification, they took more than the overdue amount aswell as next months payment plus and extra $18, his wage is $556 and they took all but $6 of it, after contacting the bank he was told that they took the money to stop legal action and they are doing HIM a favour, he asked fo ombudsmans details and was told to go home a find the details on a letter they aren%26#039;t going to help any way..... can anybody tell me does the bank have the right to take his wage from his account without his permission to pay part of a cancelled credit card debt???

Can banks take money fromeveryday account for part payment of cancelled credit card?

depends, you need to read the credit card agreement. You may have agreed that if the card is in arrears they can take from your acct. Just because the card is cancelled you still owe the money.

Can banks take money fromeveryday account for part payment of cancelled credit card?

I pretty much guarantee they can do it. He would have agreed to the arrangement as part of the terms and conditions he signed when he got the cr card.

Banks are very very sneaky with their terms and conditions and people generally don%26#039;t read them before they sign.

I would read the card terms and conditions very carefully and see what they say, if you are still unhappy then find out what the ombudsman can do to help you.

Can banks take money fromeveryday account for part payment of cancelled credit card?

When he established the bank account he may have signed an authorization for withdrawals for over due bills. If the bank can not show you this signed document you have the right to sue them and demand the funds to be returned to his account. If there is a signed document there is no recourse but make them show it to you. The original. Good Luck

Can banks take money fromeveryday account for part payment of cancelled credit card?

No if the account is not linked they must advise in writing what they are going to do unless it is stated in the terms %26amp; conditions of the credit card. It might say that they are able to then you have no legal case. I would pay off the credit card asap.