a credit card company called me the other day to tell me they were going to take me to court to garnish my wages if I couldn%26#039;t pay for the whole debt right now. I told them that I don%26#039;t have a job (I%26#039;m a stay at home mom), and there was no way for me to get that kind of money. my husband is in the military and only makes enough for us to get by, and now they say that there are going to garnish his wages, if they can%26#039;t garnish mine. This debt was before we were married, and he isn%26#039;t on any of the paperwork. can they really do this?
Can a credit card company garnish my husbands wages for a debt that is mine?
It depends on the state you live in. But usually not. They are proabley trying to scare you into paying. But if they don%26#039;t get a judgement against you, this can stay on your credit for 20 years, and will proabley have to be paid off if your wish to purchase a home. You may want to try and work a settlemant out with them or even consider filing Bankruptcy, But I would only do that that if it was a hugh amount, like over $20,000. Settling is usually the best. And remebmer get everything in writing from them, before you oay anything. Good Luck
Can a credit card company garnish my husbands wages for a debt that is mine?
yes they can,if you let that happens call the military legal department and tell them let me know more about the case frankybay@yahoo.com i work for a lawfirm
Can a credit card company garnish my husbands wages for a debt that is mine?
YES because you get married or become one he gets your debt and you get his debt and the creditors will go in either your check or his check to get their money
Can a credit card company garnish my husbands wages for a debt that is mine?
No. the debt is yours, not his. They could try to attach joint accounts (e.g. checking, savings) and other assets, but not his wages.
also check out
http://www.ftc.gov/os/statutes/fdcpa/fdc...
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