How do you consolidate multiple credit cards debt when you have no equity?

you don%26#039;t you quit using them and then try to work to pay them off, pay just the minimums and then work an extra job of whatever and knock out all of your debt, get dave ramseys book the total money makeover

How do you consolidate multiple credit cards debt when you have no equity?

Use a credit consolidation company, (ie. Pioneer Credit Counseling)

How do you consolidate multiple credit cards debt when you have no equity?

CitiFinancial will give you a loan and you can pay off your cc with that. Just don%26#039;t charge anything else to the cards or you will be right back where you are. And I concur with the Dave Ramsey advice.