Is there such a thing as a credit card I must put deposits into it before charging something on it so that the balance owing on it is always zero meaning that I%26#039;ll never have to worry about getting into a huge debt with it?
Debt-free credit cards?
Ya, that is called a debit card. You get it from your bank, and the debit card takes the money from your checking account.
Debt-free credit cards?
These types of cards exist, but the credit company charges you fees to use them! So if you give the company $300 on the card, they may assess a fee and only credit you with $270 available.
Just use your Debit Card from your checking account instead. Problem solved!
Debt-free credit cards?
The problem with a debit card is they will let you overdraw and charge a %26quot;processing%26quot; fee of the purchase will be refused if it is for one penny more then your balance.
Debt-free credit cards?
Use your debit card. If you pay attention to your money it is simpler and cheaper than dealing with credit cards. I cut up all my credit cards more than twenty years ago and have had much more money ever since. Credit cards are more a disease than anything else.
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