How do I clear credit card debts faster?

Either tracking your spending or living on a budget will enable you to direct the largest amount of income toward reducing debt.

How do I clear credit card debts faster?

The best thing to do is cut them up. If you call the company and tell them you are having difficulty, they could lower your interest fee, and if you pay larger than the amount due each month...........its the only way.

How do I clear credit card debts faster?

get a 2nd job!

How do I clear credit card debts faster?

itemizaton you have to pay off the higher interest credit cards first send in a payment as normal and then one week later send in another sum with a note asking them to place that payment toward the principle only.........skipper

How do I clear credit card debts faster?

Win the lottery and all your problems solve. lol

Credit card is a trapped, once you are hooked, you can%26#039;t get out. No way out, i guess. It%26#039;s very convenience to use the card but it is really a burden to pay back, specially with the high rate interest. We can%26#039;t win, really.

Don%26#039;t spend too much than what you%26#039;ve earning.

Avoid temptation of buying/ spending.

How do I clear credit card debts faster?

1st... stop using them..

2nd.. take a look at the interest rates you are paying..

3rd.. see if you can get a low or 0% balance transfer offer from your current or a new credit card..

to see a good list of credit cards that have balance transfer offers take a look at http://preferred.ecreditdirectory.com

if you can lower the interest rate, more of the money you pay will go toward principle and it will pay off faster.

I currently have 3 cards that the balances are LOCKED at 3% for life...

How do I clear credit card debts faster?

Heres what to do:

Do a budget figuring the minium on all your bills. Make sure to include all your bills and expenses on the budget. See how much money you have left e ach month and pay all that to the highest accuring debt or the debt with the highest interest rate. Keep paying the minium on everything else, when your highest debt is paid take that amount you where paying to it and add it to your next highest debt. It%26#039;s the snowball effect and works well. Also, you should get a book by Dave Ramsey called %26quot;The total money Makeover%26quot;. Happy holidays and good luck.

How do I clear credit card debts faster?

Here is an article titled %26quot;Dont the let convenience of credit cards put you in debt!%26quot;

http://manageyourmoney.info/credit-cards...

Hope it helps!