Saturday, July 11, 2009

Im 24 and have a loan i need a credit card to pay off a debt?

problem is I have been refused for numerous credit cards however I still keep on applying as im in desperate need of one. is there anyone out there that will give me a credit card



Im 24 and have a loan i need a credit card to pay off a debt?

I am not sure how you managed to do that



but here are some links which should have what you are



looking for:



http://credit-cards.ebookorama.com



and here http://finance.ebookorama.com



also plenty more to read here



http://credit.ebookorama.com



http://credit-repair.ebookorama.com



good luck!



Im 24 and have a loan i need a credit card to pay off a debt?

you shouldn%26#039;t pay off your loans by a credit card. They charge more interest. Try getting a new loan from another company with a better deal.



Im 24 and have a loan i need a credit card to pay off a debt?

The more you apply, the worse your credit score gets. It%26#039;s self defeating.....sounds like the only way you are going to get one is to open an account at a certain bank in which you are not allowed to touch the money. Then they give you a card for the amount in the account. You pay it off on time and in a few years you%26#039;ll build up credit and not need the account anymore...good luck!



Im 24 and have a loan i need a credit card to pay off a debt?

Bad idea. You%26#039;ll only go further into debt. WORK!! Pay off your loan!!



Im 24 and have a loan i need a credit card to pay off a debt?

why would you wanna pay off a debt with a card that causes soooooo many people to go into debt ?! you cant keep applying for a credit card, it will only make your score worse!! i got a credit card from capital one a few months back before i turned 20, the limit was low due to the fact that i dont have a job, a bank account, nor am i a student yet. Dont apply for awhile now, get a bank account and put money in that account only to build your credit if you do happen to get a card donnnt use it to pay off a debt



Im 24 and have a loan i need a credit card to pay off a debt?

First thing you should do is check your credit and see if there%26#039;s any activity working against you that you may be unaware of. If you%26#039;re a student you can try applying for citicard student card. Applying for cards is dragging down your score, see http://creditwisdom.blogspot.com/2006/09... to find out why. If I were you I%26#039;d put off applying for a while.



Im 24 and have a loan i need a credit card to pay off a debt?

Stop applying for new accounts. One of the possible reasons for being denied is the high number of recent inquiries that you have on your credit report. This represents a desperate need for short-term credit and a higher risk of financial distress.



When prospective creditors see this, they are wary of extending you new credit.



If you have a good relationship with your bank or credit union, meet with them in person. Let them know about your situation and be honest. They can let you know what your likely options are before pulling your credit report. They may be willing to provide you with a secured card, an unsecured card or even a debit card tied to a positive balance.



Keep in mind that getting a credit card to pay off a debt is not a good way to go. Instead, make regular payments toward that debt to eliminate the balance as soon as possible. If it is a medical debt, then this is a standard practice. If you need to meet with a financial counselor, try finding one in your local area.



The first link describes how inquiries work. The second is a state directory of local financial and credit counseling agencies. Good luck!



Im 24 and have a loan i need a credit card to pay off a debt?

with poor credit ANY card you get will be a small (under $500) limit.



You can go to www.whogavemecredit.com and look at all the different accounts and scores people had in order to get them, and apply for one of those-- but you really need to be more selective-- each inquiry can take off 1-2 points of your score-- you can see why applying for 20 cards is NOT a good idea.



Im 24 and have a loan i need a credit card to pay off a debt?

that%26#039;s a bad move



Im 24 and have a loan i need a credit card to pay off a debt?

Oh you shouldnt do that!!! paying a loan with another loan is no no good!!!



try your bank!



um dont apply everywhere. It looks bad on the credit report and companies will actually turn you down if you have a lot of apps out there.



I would just try to pay your debt off without a card.

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