Saturday, July 11, 2009

Credit card!!!?

i want to get a credit card but im a little worried about the fact that evveryone seems to get into debt with them. Is there a reason for this? is it just ridiculous spending? i ONly want to use it the one time which should be only 1500 dollars and thats all. do i have to keep paying extra money just for having the card while im payin off the 1500??



Credit card!!!?

credit cards are bad if you do not know how to manage your money but they are good if you know how to use them you are even able to gain rewards if you use them right, just make your payments higher then your minimum and you should be ok, check out www.fastcreditcardapprovals.com and check out their cards with rewards. good luck



Credit card!!!?

You say you want to use it once but then you say you%26#039;ll be paying it off--so yes, you will have problems. Why? Because there is a reason you need a big chunk of change now--and $1500 IS a big sum. If you can%26#039;t afford that now you will NOT find it any easier to afford it while that amount grows and grows, which is what it does with interest. You may even find an interest free card at first. However, the law allows the credit card company to jack up the interest to huge sums--more than 20% IF you fail to pay ANY bill you have on time--so if you%26#039;re late with the electric or gas or rent, bam, your %26quot;free%26quot; loan can hit you with 22% interest with less than 2 weeks notice. THAT is one way people get into debt very easily with credit cards.



It%26#039;s good to have a no annual fee credit card for EMERGENCIES or if you know for a fact you can pay in full each month, but outside of that, it%26#039;s bondage.



Credit card!!!?

You are best off without a credit card. You say you will only use it for emergency%26#039;s, and pay it off at the end of the month. They are crafty,by sneaking up your credit limit, and before you know it you have used it. If you can not pay it off then you are in trouble with their charges etc. STEER CLEAR



Credit card!!!?

based upon my own experience,here is a good resource that I have good luck with and would like to share with.http://creditcard.expertips.info/capital...

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