My debt is paid off...will I get my card back?

I recently paid off an existing credit card debt (approx. $1000) with a collection agency. While I don%26#039;t plan to make the same mistake twice, I%26#039;d like to have a useable card (a new CC company will not accept me).

This begs the question: Given that the debt is paid in full, do I regain access of the card?

My debt is paid off...will I get my card back?

Some banks may be forgiving, but I doubt it. The only thing you can do is contact the bank that issued the credit card you%26#039;re asking about. My hunch is that they%26#039;ll say no, they don%26#039;t re-open accounts.

My debt is paid off...will I get my card back?

no you don%26#039;t get it back. Consider insead getting a secured card.

Orchard bank adn welsl fargo has decent ones. Start rebuilding your credit and move on. Good luck.

My debt is paid off...will I get my card back?

It depends on the company. Most will cancel you if they%26#039;ve sent you to collections. You%26#039;ll need to call the company that issued the card to inquire.

My debt is paid off...will I get my card back?

Not usually... and even if you do, the interest rate will sooner than not... get you right back into the same hole.

You can get a debit card from your bank that is deducted directly out of your own personal checking account.

The only kind of card you%26#039;ll get any time soon if it is from a reputable company, is a secured card.

The commercial SHOULD say... %26quot;When Capitol 1 is in your wallet... nothing else ever is for very long!%26quot;

My debt is paid off...will I get my card back?

No, once it went to collection, you%26#039;re toast.

The best thing to do is contact the credit reporting company to have your credit info updated and corrected. That and time will get you back in the game.

Another option is a pre-paid credit card, where your $200. up is already in their hands so they don%26#039;t have to worry about payment.

My debt is paid off...will I get my card back?

I%26#039;ve never been in this situation, but it sounds like to me you%26#039;ve done the right thing in paying off the debt....you%26#039;ve proved yourself, so try calling the cc company and see? What could it hurt.

Start with small purchase and pay it off before charging more...this should help build your credit back again.

Good luck to you!

My debt is paid off...will I get my card back?

no. u are at a credit risk. The company wrote u off as a loss. Congrats on paying the cc. Most ppl default. U will have to try another bank. Try www.orchardbank.com